Alternatives have changed the landscape of investing
An investment portfolio serves as a reflection of an individual's aspirations and future objectives. While conventional investors may stick to familiar asset classes like stocks, bonds, and cash, there's a growing trend among discerning investors to explore innovative avenues and address portfolio gaps.
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Alternative investments encompass a diverse range of assets beyond traditional options such as bonds and stocks. These include real estate, commodities, hedge funds, cryptocurrencies, private equity, venture capital, derivatives, managed futures, and tangible assets like art and antiques. They offer unique opportunities outside the conventional investment spectrum, allowing investors to diversify and potentially enhance wealth-building strategies.
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At VARIO, we believe alternative investment opportunities provide a clear pathway to unlimited wealth. With our obsession for innovative and futuristic thinking, we take pride in offering the most intuitive and varied investment portfolio options in the industry.
We are more than just an investment advisory; we are a partner in growing your wealth.
Meet Tom.
He is 66 years old and has $500,000 in his IRA.
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How about we take a look at the potential taxes Tom faces if he keeps things the way they are compared to simply adding the self directed IRA –Vario Fund.
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66-year old with 25% tax liability
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IRA worth $500,000 and growing at 5% annually. No income withdrawn from account.
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Money from Required Minimum Distributions (RMDs) not used for income (all) reallocated to other financial vehicle earning taxable growth at 5% annually
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Account holder lives to age 90.
Tom keeps his IRA as is
Taxes paid on remaining account value at death
$106,665
Taxes paid on reinvested RMD's
$67,388
Total taxes paid on RMD's at time of withdrawls
$164,337
TOTAL TAXES PAID
$338,389
MONTHLY INCOME
$2,083
Tom simply shifts to the Vario Fund
Taxes paid on remaining Vario account value at death
ZERO - $0
Taxes paid on Vario account growth
ZERO - $0
Taxes paid on simple shift
$125,000
TOTAL TAXES PAID
$125,000
MONTHLY TAX FRE INCOME
$5,834
Instead of paying $338,389 in total taxes and settling for a $2,083 check each month...
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Tom chose to simply add the Vario Fund and paid only $125,000 in taxes for a savings of about $255,000 plus he is receiving a $5,834 monthly check.
1This hypothetical example does not consider every product or feature of tax-deferred accounts and is for illustrative purposes only. It should not be deemed a representation of past or future results, and is no guarantee of return or future performance. Your tax bracket may be lower or higher in retirement, unlike this hypothetical example. Every effort has been made to ensure the accuracy of these numbers. These materials are not intended to provide tax, accounting or investment advice. Be sure to consult a qualified professionals in these areas about your individual situation.
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